Here are a couple of looks from J.Crew Fall 2010.
Loving the shorts + tights, neutrals, and the the Mongolian Lamb vest ($800). I'm going to go ahead and say that look #2 may not be the most flattering...but definitely looks interesting.
I'm into those brown legs. J.Crew always does this- puts together good ensembles, but when I go to shop, I can't sort through it all and come up with anything much. I use these more as inspiration.
You're right! That happens to me as well. I've seen some cute coats though.